Bay Financial and Senior Services, Inc. Opens in Calvert County, MD

PRINCE FREDERICK, Md., -- December 16, 2003 -- The Calvert County Department of Economic Development announced today that Bay Financial and Senior Services, Inc. (BFSS) opened their headquarters office in Calvert County, Maryland. Bay Financial and Senior Services is an innovative and distinctive senior advisory service for the senior community. BFSS offers research and implementation services on topics such as Social Security and taxes, care giving, Medicaid planning, long-term care, senior housing and assisted living, advance directives, funeral planning, etc.

Distinctive in the financial services marketplace, BFSS provides investment and insurance products such as final expense, mortgage, and long term care insurance; they also provide a valuable service to seniors that need senior advisory services.

The senior advisory service provides staff that has completed a rigorous course of study on the concerns facing seniors today. Regina Fisher, president, and Melody Parrish, vice president, are both Certified Senior Advisors (CSA), a designation given by the Society of Certified Senior Advisors, a professional organization committed to enriching the lives of seniors in America.

BFSS represents over 100 investment company products offering variable life and annuities, mutual fund products and total account management services. Further information about their products can be obtained by visiting www.bayfinancialsolutions.com. There, you can also find stock quotes, articles and a huge array of financial calculators.

For more information, please contact Bay Financial Services, 410.257.1311. For information about the Calvert County Department of Economic Development, 410-535-4583 or 301-855-1880, via email cced@co.cal.md.us

For more information on the Calvert County, Maryland Department of Economic Development, our visitor sites and attractions and the services available to assist County businesses, call 410.535.4583, 800.331.9771 or 301.855.1880; or send an e-mail to info@ecalvert.com